What type of insurance policy should a window cleaning company have will be one of the questions you will have if you are considering opening your own business. This is smart of you and starting out on the right foot is always good. Get information about insurance and be safe when it comes to running your business.
If you are going to start any business you should have a business license first before you accept your first customer. The insurance policy should be under the business name. This will safeguard you from any accidents. It will also benefit you in how you run your business, your ability to accept payment and your filing at tax time.
Having basic liability for your business is good. But in a window cleaning service there are special circumstances that will need to be taken into consideration such as third person liability coverage. You can also look into the needs you may have when it comes to special equipment.
You are safest to go get quotes from an agent that specializes in insuring window cleaners and getting quotes from them. This way there are no mistakes and you will not over pay for your insurance needs. They know the needs of the insurance liabilities and are specialized to do so.
You won’t have any trouble finding a specialize broker on the market to get window cleaning business insurance. Get quotes before you buy a policy. This is true for any type of insurance you are shopping for. If you have a small business you can expect to pay less than a window washer that cleans the windows of skyscrapers.
The worst thing you can do is be without insurance and have an accident occur. For this reason many companies will demand proof of insurance before they do business with you. They do not want to hire someone who has not looked out for their interests. Check online for a qualified insurance broker for your window cleaning business before you open up shop.
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This post was written by Craig Beck on May 8, 2010
